How to Stop Home Foreclosure In Seattle
and Puget Sound

“Bankruptcy is the best place to fight for your rights” Mr. O'Conner says. “If you have a home threatened with or even scheduled for foreclosure, we can help you stop the banks.” This will give you a chance to pay back the mortgage payments that were missed, usually over a course of five years. In most cases, we can also wipe out your credit card debt.

Many honest debtors and wage earners are frustrated by the fact that they are able to pay some of their debts but not all of them. Because of unexpected medical expenses or other unforeseeable bills, some debtors cannot make their mortgage payments or pay their credit card debt. They may be worried about pending foreclosure or their homes may already be at risk.

If your home is in foreclosure or soon will be, you need the Law Office of Matthew D. O'Conner. We have been helping people with bankruptcy for over ten years and we can help you understand how Chapter 13 bankruptcy can save your home.

Extensive list of Washington Bankruptcy FAQs

Great! But do I Qualify to file for Bankruptcy?

You may have heard that the recent changes in bankruptcy law make it impossible or very hard for you to file for bankruptcy. This is untrue! You still have the right to file under the law, though qualifying is a bit more complicated than before. We can evaluate your situation and determine if Chapter 13 bankruptcy is right for you. Call our office today at (206) 782-0722 for a free, confidential consultation to discuss your options.

Do I qualify for a Chapter 13 Bankruptcy when I am unemployed?

Probably not (you can still file but the repayment plan must show regular income). However, you have other options.

The Benefits of Chapter 13 Bankruptcy

Chapter 13 bankruptcy allows a debtor to retain most or all of their possessions and property.

One of the main benefits of Chapter 13 bankruptcy - and a main reason that many people file for it - is that it stops foreclosure dead in its tracks and gives homeowners the chance to repay their mortgage debt. This actually does work to save your home from foreclosure using protection offered under federal law.

Important Details about Chapter 13 and Foreclosure

Note that in a Chapter 7, the bank can reinitiate foreclosure proceedings if you are not caught up after a period of time. In many cases a Chapter 13 bankruptcy can give homeowners in foreclosure the time they need (up to five years) to get caught up with their mortgage company.

We may be able to help you get the breathing room you need. There is no reason to wait.

Contact us today at 206-782-0722 for a
free consultation (by phone or in-person) with an experienced bankruptcy attorney.

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